Make Your Paycheck Last
Some of it already belongs to bills, groceries, and the expenses coming later. Put those commitments on paper before your next payday.
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Try a paycheck scenario
Tap through the commitments. Watch what’s left after the money already spoken for gets a place.
Your money, before next payday
$540 has a job. $100 is still unassigned. That is the difference a balance alone cannot show you.
Illustrative scenario, not a recommended budget.
From the example to your own numbers
Open the guide with your bank balance, pay dates, bills, and a notebook. Work through one pay period.
You do not need another app to get started.
Check usable cash and pending payments.
Match due dates with the money coming in.
Set aside money for costs that are not monthly.
See where a shortfall starts and what needs attention.
Open the guide
Real pages. Worked examples. Worksheets for your own numbers.
In your download
Use the arrows to browse the sample pages.
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No. The guide works on its own. The Excel planner is an optional add-on at checkout.
The guide covers changing income and different pay schedules. Use your actual dates and amounts.
Start with the shortfall section: payment priorities, questions for providers, and where to look for help.
Make Your Paycheck Last
The bills, everyday spending, and future costs are already there. Get them onto the same page.
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One payment · Your PDF to keep
Get my copy & start my planEnglish PDF + 6 printable worksheets.
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